Very positive experience. Jose went above and beyond what I expected in order to help me get approved for a line of credit. I sincerely felt Jose cared about getting what I wanted, and what I needed. Actually, I didn't expect to be approved because of the debt I was already carrying. However, Jose asked a lot of questions, got to know me and and my business, and understood why I was applying for a loan. OnDeck did their research and I had access to the money in less than 24 hours. If you want someone who really wants to help, give OnDeck Capital a call.