Get access to available funds for your business right when you need it with a line of credit

Lines of Credit from

Get funds as soon as

Our business lines of credit are specifically designed for small businesses

Available as soon as 24 hours

Make withdrawals between $1K-$10K and get funds as soon as same day.

Competitive Pricing

Reasonable rates and no specific collateral. Pricing is determined based on creditworthiness and may vary.*

Stay In Control

Pay interest only on what you draw—no prepayment penalties.

Get the funding you need in three simple steps


Apply Online

or call us at (855) 704-7458

1. Complete the application
Takes less than 10 minutes
Just provide us a few pieces of information—online or on the phone, it’s your choice

2. Review your options
Ready in as fast as one business day
Your dedicated lending advisor will reach out and work with you to choose the best offer

3. Get your funds
Available as soon as same day
Complete the online checkout and the money is in your business bank account within 24 hours

I have my good days and my bad days, and this is where OnDeck helps me out. I use the OnDeck Loan to pay out my bills and expenses when business is down.

David Campbell
David Campbell Salon
Toronto, ON


And the reviews are in

What are our customers saying about OnDeck Lines of Credit 

* The weighted average rate for Lines of Credit as of the quarter ending December 31, 2018 is 25.27% APR. Lower rates are available and may be offered to businesses with strong creditworthiness. Annual Percentage Rate (APR) is the interest rate in annualized terms, including fees.