Here’s what you can expect when you choose OnDeck for fast financing

Complete an application
Go online or call us—just make sure to have your basic business information ready and three months of business bank statements at your fingertips. Our underwriting team will review your application.

Review your options
Expect a call from your dedicated lending expert to discuss your offers within one business day. If approved, you'll choose your term, amount, and payback schedules, then complete an easy online checkout.

Get your funds
For term loans and lines of credit and advances, you may be eligible for funding soon as the same day.  We call that fast financing


We serve over 700 industries. There are a few industries we can't serve. Learn More


How we determine your business financing terms

We know the health of your business is based on more than just a credit score. We use a combination of both technology and real people to evaluate you and your business financing needs.

How repayment works

Payment Schedule

Choose between fixed daily or weekly payments based on what works best for your business.


Tailored Options

Choose between fixed or flexible lending options based on your business needs.


Prepayment Options

You always have the option to pay back your loan early.


Accessing additional funds

We understand additional financing needs come up, and when they do we’re here for you. From your very first loan, we build a relationship with you by pairing you with a dedicated lending advisor—all to make sure you're getting the best service to address your continuing financing needs.

For me it’s really about the customer experience that I receive with OnDeck…They’re responsive and fast. Just what an entrepreneur needs.

Joanna Wiseberg
Red Scarf Gift Co.
Mount Albert, ON